3 ms·

As a Canadian who uses PayPal to pay for things directly from my bank account, I'll believe it when I see it. No PayPal "alternative" that I've heard of will le

by sjs 16y ago

As a Canadian who uses PayPal to pay for things directly from my bank account, I'll believe it when I see it. No PayPal "alternative" that I've heard of will let me do this.

mistermann 16y ago
Agreed, as a Canadian, we are usually a few years behind, and as for Visa, almost every time I use my credit card online I have to reset my "verified by visa" password, because I can't remember the password from the last 20 times I had to reset it, but luckily all it takes to reset it is the skill testing question of what is my mothers maiden name. So I have to go throught this BS reset every time, and whenever someone wants to steal my credit card, all they need is my mothers maiden name. What irks me though is that visa knows this is a security flaw, I wish I had the paper to link the fully explains what isn't immediately obvious.
- jmah 16y ago
  http://www.cl.cam.ac.uk/~rja14/Papers/fc10vbvsecurecode.pdf http://www.cl.cam.ac.uk/~rja14/Papers/fc10vbvsecurecode.pdf (via Schneier http://www.schneier.com/blog/archives/2010/02/online_creditde.html http://www.schneier.com/blog/archives/2010/02/online_creditd... )
- danudey 16y ago
  The only time I've ever had to use Verified by Visa is when ordering online at Future Shop. What's worse is that Future Shop would be a GREAT place to use Interac Online so I could pay straight out of my bank account, but so far the only place I've seen that offers it is NCIX. As someone who has a credit card only because I need one to pay for things online, this bothers me to no end. Get with it guys!
- dmd 16y ago
  When they ask for your mother's maiden name, you should map that phrase to "your password, unique to this company" in your head. Now it's not quite as insecure.
EvilTrout 16y ago
What about Interact online? I've used it on a bunch of Canadian sites and it allows me to pay directly from my online bank account.
- sjs 16y ago
  I've seen it once or twice but it's only in Canada so unfortunately not even close to a PayPal alternative.

by sjs 16y ago

As a Canadian who uses PayPal to pay for things directly from my bank account, I'll believe it when I see it. No PayPal "alternative" that I've heard of will let me do this.

mistermann 16y ago

Agreed, as a Canadian, we are usually a few years behind, and as for Visa, almost every time I use my credit card online I have to reset my "verified by visa" password, because I can't remember the password from the last 20 times I had to reset it, but luckily all it takes to reset it is the skill testing question of what is my mothers maiden name. So I have to go throught this BS reset every time, and whenever someone wants to steal my credit card, all they need is my mothers maiden name. What irks me though is that visa knows this is a security flaw, I wish I had the paper to link the fully explains what isn't immediately obvious.

jmah 16y ago
http://www.cl.cam.ac.uk/~rja14/Papers/fc10vbvsecurecode.pdf http://www.cl.cam.ac.uk/~rja14/Papers/fc10vbvsecurecode.pdf (via Schneier http://www.schneier.com/blog/archives/2010/02/online_creditde.html http://www.schneier.com/blog/archives/2010/02/online_creditd... )
danudey 16y ago
The only time I've ever had to use Verified by Visa is when ordering online at Future Shop. What's worse is that Future Shop would be a GREAT place to use Interac Online so I could pay straight out of my bank account, but so far the only place I've seen that offers it is NCIX. As someone who has a credit card only because I need one to pay for things online, this bothers me to no end. Get with it guys!
dmd 16y ago
When they ask for your mother's maiden name, you should map that phrase to "your password, unique to this company" in your head. Now it's not quite as insecure.

EvilTrout 16y ago

What about Interact online? I've used it on a bunch of Canadian sites and it allows me to pay directly from my online bank account.

sjs 16y ago
I've seen it once or twice but it's only in Canada so unfortunately not even close to a PayPal alternative.