In Italy there is (was, as it is not much used anymore) proverb: "Fare i conti spesso, moderar le voglie, spender men di quel che si raccoglie". It cannot be t

In Italy there is (was, as it is not much used anymore) proverb: "Fare i conti spesso, moderar le voglie, spender men di quel che si raccoglie". It cannot be translated easily, but more or less it amounts to: Do the (financial) math often, limit your cravings, spend less than you can gather.