Don't buy so much stuff, it's mostly junk that'll sit in a box somewhere. When contemplating a purchase, honestly ask yourself how much use it will get, and for

Don't buy so much stuff, it's mostly junk that'll sit in a box somewhere. When contemplating a purchase, honestly ask yourself how much use it will get, and for how long it will be useful. Rent. Home ownership only starts making sense on a 5+ year time frame, in some markets 10+ years. Having the ability to move for a better job will reap huge financial benefits, and moving for a short commute will allow you to have so much more free time. Save vigorously, but not so much that you have a dreadful life now, pining for the future when things will get better once you have "retirement money."