There is a form of #2 (a poverty trap) that afflicts people in category #1. This is probably the most easily "treatable" condition. Basically, you can be smar

There is a form of #2 (a poverty trap) that afflicts people in category #1. This is probably the most easily "treatable" condition. Basically, you can be smart and motivated, but not have the resources (family, friends, money) to pull yourself together. You may not even have a computer, a car, or a house. You can't shave, let alone get a clean set of clothes or transport to an interview. You can't put together a resume and so on. This is sad because a few months of housing, internet, food, and basically time support could turn this person's life around. Of course, people who have mental illness or have paid their due for a crime and so on also deserve help. I am not arguing they don't. I just mean that it costs so little for so much good in the former case.