Absolutely. Financial success requires determination, natural ability, and luck. But the popular narrative discards the last two and says that anyone can escape

Absolutely. Financial success requires determination, natural ability, and luck. But the popular narrative discards the last two and says that anyone can escape poverty--or be the next Bill Gates--if they just put their mind to it. Ergo, anyone who isn't successful is just lazy and deserves no help. Still, it is nice to see people escape bad circumstances on their own, as long as we don't turn it into justification for selfishness.