There are actuarial tables with expected life given your gender and current age that illustrate your point. https://www.ssa.gov/oact/STATS/table4c6.html?bcsi-a

There are actuarial tables with expected life given your gender and current age that illustrate your point. https://www.ssa.gov/oact/STATS/table4c6.html?bcsi-ac-a36e4bd543b0a21d=2733869A00000208a7pJU9GgK1giSKK0wjAkxGqsfEQGAAAACAIAAHIiLQEAjScABgAAAB5RBwA= https://www.ssa.gov/oact/STATS/table4c6.html?bcsi-ac-a36e4bd...