If I had children, I would not lend them expensive/delicate items. At least not until they have demonstrated a level of care and responsibility with items of l

If I had children, I would not lend them expensive/delicate items. At least not until they have demonstrated a level of care and responsibility with items of lesser value, which is a process of trust-building that literally takes years. Which is exactly the point: these friends/family members have demonstrated the opposite. Relevant aside: in Boston, there is a community boating organization. They own the boats, and members (who pay a fixed monthly fee) can take out any boat at any time… IF they have passed the requisite training courses and exams, both of which are administered by knowledgable staff. Again, this is a process which literally takes years, to work up to the more expensive/dangerous boats.