> If $30k in student debt is 'shakling', then did we ever expect the same person to take on a $300k mortgage... A student debt is different than a mortgage in

> If $30k in student debt is 'shakling', then did we ever expect the same person to take on a $300k mortgage... A student debt is different than a mortgage in that with a mortgage there is collateral. This reduces the risk to both parties considerably because usually the collateral can be used to settle the debt if needed. I forget which of the ancient philosophers said it but to paraphrase: "it is basically unethical to place a mortgage on yourself (because you are the collateral)". Not too far from what you are effectively doing when taking on a student loan.