Sure: for someone with a bank account and who rarely has a reason to make international transactions, that's true, mainly because WU makes bank-free internation

Sure: for someone with a bank account and who rarely has a reason to make international transactions, that's true, mainly because WU makes bank-free international money transfers easy. But that would be true of anyone you don't personally know asking you to send money internationally. But just because the majority of the time you see WU mentioned is for a scam doesn't mean the majority of transactions they are involved with are scams or fraud.