Like I mentioned in the top comment, I'm still reading the book, so I'm interested to see how things like moral hazard and preventative care are addressed. In t

Like I mentioned in the top comment, I'm still reading the book, so I'm interested to see how things like moral hazard and preventative care are addressed. In the first chapter he advocates splitting our system into two parts. The first would be government supplied cradle to grave health insurance that only covers unexpected, catastrophic events. The idea being that 90% of the population would never even file a claim. For everything else the author recommends the free market with doctors and providers competing for our business. He gives the example of LASIK eye surgery. Apparently it isn't covered by insurance and has to be paid for with cash. After 20 years you can find it as low as $299 in some cities while some doctors charge more and claim to offer a higher quality service. I'm still not clear on how a bad lifestyle that leads to diabetes which leads to foot amputation would be dealt with under this system but I'm enjoying the book anyway.