English is not my first language - does OP really imply he is a single parent simply stating "and a 3 months old baby daughter to care and provide for." I woul

English is not my first language - does OP really imply he is a single parent simply stating "and a 3 months old baby daughter to care and provide for." I would say the same even though I'm happily living with my wife. Nursery cost and rent alone would cause financial difficulty. You can save on nursery but a 3 months old is a full time job if you don't have family around (which an immigrant like me and op is unlikely to have)