3 ms·

Just because it's "your money" now, doesn't mean it will stay that way permanently. In the US during the last decade, there's been talk of plundering 401k accou

• mcv 9y ago
  That's exactly what I'm talking about. When it's my money, that plundering becomes theft. When it's not actually my money until it's paid out, I have less control over it and rules may be changed so it can be plundered. In the past I've heard plenty of stories about American companies looting retirement funds in ways that would absolutely be illegal in Netherland, so even if I'm part of a big fund, I'm probably better protected than an American. But even that protection might not be enough if I can be required to pay extra.