Steam recently got fined for their deliberate, long-running, fraudulent, criminal behavior - http://www.pcmag.com/news/350574/valve-fined-3m-in-australia-over-

Steam recently got fined for their deliberate, long-running, fraudulent, criminal behavior - http://www.pcmag.com/news/350574/valve-fined-3m-in-australia-over-steam-refunds http://www.pcmag.com/news/350574/valve-fined-3m-in-australia... They're estimated to have stolen from Australians 22,000 times out of ~25m population so you can imagine why they scrambled so hard to change their policies before justice was served in the EU or US.