The fact that the charges were in a foreign currency isn't the author's fault. He wasn't traveling. Currency exchange to RU is relatively stable, but you could

The fact that the charges were in a foreign currency isn't the author's fault. He wasn't traveling. Currency exchange to RU is relatively stable, but you could imagine being scammed from a country with hyperinflation, where a refund 3 months later denominated in the local currency is worth much less. So in general, it's not adequate to be compensated for international fraud in the fraudster's currency.