More like 20.5% including pension. Even when you include all portitions that the employer has to cover (which is not relevant when looking at a job offer as tho

More like 20.5% including pension. Even when you include all portitions that the employer has to cover (which is not relevant when looking at a job offer as those come on top of the stated salary) we only get to about 40.7% which may be much but is still far from "about half".