Would be interesting to see a breakdown of your spending vs the 30k household here. After all, if you always adjust your spending to your income, you will neve

Would be interesting to see a breakdown of your spending vs the 30k household here. After all, if you always adjust your spending to your income, you will never be rich in any 'cannot be ruined' sense. Consequently, it would be unfair to compare situations to the 30k family and conclude you are in the same boat.