Roughly half the population has an IQ below 100. Let that sink in for a moment. Do you really think they are able to manage their digital keys such that they ne

Roughly half the population has an IQ below 100. Let that sink in for a moment. Do you really think they are able to manage their digital keys such that they never ever lose them in a lifetime? Look, I am all for encrypted storage, it's the only thing I'd use (but I store everything on my own HDDs that are in my physical possession), but I see Apple's point here.