"I knew people who died young... The best thing to do could be charge my credit cards to the max and enjoy life as best I can" This argument relies on the assu

"I knew people who died young... The best thing to do could be charge my credit cards to the max and enjoy life as best I can" This argument relies on the assumption that 'getting nice things' yields 'enjoy[ing] life as best I can now' This isn't necessarily true. Some people, myself included, feel much more satisfied living below our means. Above a base level, I don't think 'stuff' really makes us happier, and the security of having savings gives me peace of mind that is much more valuable and happiness-inducing than, say, an expensive car.