> Guess which one will give you a better return on average and is more liquid? Honestly? The house still wins. An index fund account with Vanguard can lose va

> Guess which one will give you a better return on average and is more liquid? Honestly? The house still wins. An index fund account with Vanguard can lose value, but large banks and the federal government artificially inflate property so that it's effectively banned from dropping in value. An index fund can easily be lost or stolen without your knowledge, but your house usually can't be (assuming you live in it everyday). And rental costs in every mid-size to major city go up 10-50% year-over-year forever. Mortgages in the US are generally fixed. Houses are also practically liquid. When 90% of homes sell in less than 3 days, and for more than asking prices (as is the case in the US today), liquidity is basically a non-issue. Index funds rarely sell for more than they are worth, but houses almost always sell for far more than they are worth, daily. So whether your working off of irrational fears (lost value, stolen) or rational thoughts (total cash calculations), the house is usually a better investment in either case. Which is terrible for the general economy at large. But is a totally rational move for any one person who has to deal with the current state of affairs