Buy index funds until managed funds lower their fees. Vote with your money. If you want your portfolio to be a safer bet, put more percentage of it into bonds.

Buy index funds until managed funds lower their fees. Vote with your money. If you want your portfolio to be a safer bet, put more percentage of it into bonds. Besides, most managers have a fund that has the same companies as an index, just in slightly different proportions. If they pick things that are risky and fail, it would look bad. If they slightly underperform the gains the index has, they look fine.