No Universities require students to do anything. On mandatory attendance, a good professor will tell you, "you're paying for it, I could care less if you show u

No Universities require students to do anything. On mandatory attendance, a good professor will tell you, "you're paying for it, I could care less if you show up." But on retirement planning and car loans; these are failures of being aware of the world around you. On understanding a car loan, plenty of people that are not college educated need to and do "understand" these concepts. Anecdotally, I bought two cars (though I didn't finance) before I turned 18; Enrolled in my first 401k by the time I was 18, and understood my work's entirely employee paid healthcare options at 16. To the autodidact admission though; I learned about programming on my own on a TI-80; about finance from picking up a "Money" magazine - and posters on a teacher's wall from a different class doing an investment challenge, and cars from walking around the neighbor's garage.