> It's no longer illegal federally Are you saying it _was_ actually illegal federally at some point or that no one had successfully brought a suit against the

> It's no longer illegal federally Are you saying it _was_ actually illegal federally at some point or that no one had successfully brought a suit against the credit card companies' conditions until recently? I didn't know about the state laws. That sure sounds like regulatory capture. It's hard to think of a legitimate reason for the state to do that.