I find the opposite. My phone is just in my pocket, I pull it out tap the fingerprint scanner and I'm ready. My card is tucked away in my wallet and takes a bit

I find the opposite. My phone is just in my pocket, I pull it out tap the fingerprint scanner and I'm ready. My card is tucked away in my wallet and takes a bit longer. Admittedly being out of battery is a hard problem, but I chose my phone partly because it has decent battery life.