Why do you think they are more likely to be rear-ended than any other car on the road? One thing that is likely is that if minor repairs cost an arm and a leg,

Why do you think they are more likely to be rear-ended than any other car on the road? One thing that is likely is that if minor repairs cost an arm and a leg, Tesla owners will file claims for things that owners of other cars wouldn't file claims for because filing a claim raises your premiums. Probability of filing a claim !== probability of having an accident, but it is what determines how expensive the car is to insure.