Nope, it hasn't reached a natural ceiling. As the article says it's adding no real value above the background growth rate. The reason why it has overshot it's n

Nope, it hasn't reached a natural ceiling. As the article says it's adding no real value above the background growth rate. The reason why it has overshot it's natural ceiling is because the price of college is set by available credit. The govt said they would lend X, that was the price. We should also learn this lesson for land. This is how prices are set.