Unfortunately with the interest rates close to 0%, bonds are not going to be a good investment at the moment, especially in retirement and when the avg life exp

Unfortunately with the interest rates close to 0%, bonds are not going to be a good investment at the moment, especially in retirement and when the avg life expectancy is growing past 80 years, the only "hope" is to save enough money or work until death... That's why I am advocating that everybody spent the time and test different investment strategies, so we don't have to "hope", but make decisions based on data and analysis...