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You continue your long-term strategy of buy and hold, and feel lucky to be able to buy these assets at a hefty discount. If you're nearing a point in time wher

You continue your long-term strategy of buy and hold, and feel lucky to be able to buy these assets at a hefty discount. If you're nearing a point in time where you expect to be withdrawing these assets, you should be gradually reducing your exposure to riskier investments and put greater percentages into lower-return but stable assets (classically, this would be bonds). In the event of a downturn, you would plan to have enough money in such stable assets to ride out anything shy of a total economic meltdown (in which case there probably wasn't much you could have done anyway).

SirLJ 9y ago
Unfortunately with the interest rates close to 0%, bonds are not going to be a good investment at the moment, especially in retirement and when the avg life expectancy is growing past 80 years, the only "hope" is to save enough money or work until death... That's why I am advocating that everybody spent the time and test different investment strategies, so we don't have to "hope", but make decisions based on data and analysis...