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Hospital _stay_ -- no. Hospital visits -- yes. Most of my medical expenses to date were unrelated to hospital stay (though it is the hospital who issued the bul
by atemerev 9y ago
Hospital _stay_ -- no. Hospital visits -- yes. Most of my medical expenses to date were unrelated to hospital stay (though it is the hospital who issued the bulk of the bills). All in all, I have payed around $100k for medical expenses since 2011.
I.e. I am OK with the terms. I would prefer to pay a little less, $40k is outside of my affordable range ($24k is more like it). However, if absolutely unnegotiable, I might put it on wishlist for the next 3-4 years.
- natoliniak 9y agoAlthough the article doesn't specify the details of the program, but a typical visit to a hospital emergency room in the US is billed differently than a regular office visit with much higher mandatory co pays. By the example given in the article, it seems like their private "concierge" doctor shows up at the hospital, but what about the other costs associated with the visit? nursing costs, xray, ambulance, labs, other doctors? all of those are billed separately and patient's responsibility, and they are not cheap. If that 40k covers those additional costs at 100% as well, then it actually sounds like great value, but somehow i doubt it. But anyway, the folks on the $40k/yr plan probably are not concerned about the additional cost they just want fast private service.
- atemerev 9y agoAccording to the article, $40k is the flat rate for everything except hospital stay, which makes a lot of economical sense. If it is $40k _on top_ of existing medical expenses (which I doubt), it is just another toy for the wealthy, and will not gain significant traction. "Regular" concierge service is usually much less expensive.