I worked for Aflac for over five years. They do not do major medical. They provide supplemental insurance. When I was there, 75-80% of their income was from the

I worked for Aflac for over five years. They do not do major medical. They provide supplemental insurance. When I was there, 75-80% of their income was from their Japanese division. Japan has a single payer system. Most insurance companies have multiple products. When the landscape changes and undercuts some current product, you come up with new ones and retrain your people. Plus, the government would likely hire some of those people to work for it once it took over payments because those people already have HIPAA training, are familiar with Gramm-Leach-Bliley Etc.