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Boutique medical services offer wealthy Americans the chance to cut the line
- skolos 9y agoDoesn't this exist in almost every country? There is always market for rich to get better health care.
- atemerev 9y agoUnfortunately, no. $40000 per year sounds expensive, but I pay half that much in Switzerland, and my medical experiences are much worse than described. In fact, if somebody would just freed me from any worries about hospital bills, negotiations, late fees, appointments etc, I would consider paying $40000 flat yearly rate to get everything covered (if for the whole family). Unfortunately, it looks impossible in Switzerland. There are concierge services, but they just add their own bill on top of hospital bills.
- deleted 9y ago[deleted]
- natoliniak 9y agothe $40k mentioned does not cover hospital stay. From the article: "The annual fee covers the cost of visits, all tests and procedures in the office, house calls and just about anything else other than hospitalization"
- atemerev 9y agoHospital _stay_ -- no. Hospital visits -- yes. Most of my medical expenses to date were unrelated to hospital stay (though it is the hospital who issued the bulk of the bills). All in all, I have payed around $100k for medical expenses since 2011. I.e. I am OK with the terms. I would prefer to pay a little less, $40k is outside of my affordable range ($24k is more like it). However, if absolutely unnegotiable, I might put it on wishlist for the next 3-4 years.
- natoliniak 9y agoAlthough the article doesn't specify the details of the program, but a typical visit to a hospital emergency room in the US is billed differently than a regular office visit with much higher mandatory co pays. By the example given in the article, it seems like their private "concierge" doctor shows up at the hospital, but what about the other costs associated with the visit? nursing costs, xray, ambulance, labs, other doctors? all of those are billed separately and patient's responsibility, and they are not cheap. If that 40k covers those additional costs at 100% as well, then it actually sounds like great value, but somehow i doubt it. But anyway, the folks on the $40k/yr plan probably are not concerned about the additional cost they just want fast private service.
- atemerev 9y agoAccording to the article, $40k is the flat rate for everything except hospital stay, which makes a lot of economical sense. If it is $40k _on top_ of existing medical expenses (which I doubt), it is just another toy for the wealthy, and will not gain significant traction. "Regular" concierge service is usually much less expensive.
- ThomPete 9y agoNo. It's really as simple as that. only the US allow for this. Edit: To all the down-voters. The article isn't about private healthcare which in the US is more the rule than the exception. It's about a layer on top of private healthcare. Of course private healthcare exist in other countries. But this concierge layer for "normal" rich people you will be hard pressed to find many other places I ma pretty sure off (but could be wrong of course). Unless you are a politician or royal or something.
- kcorbitt 9y agoWhile there may be some countries that disallow private healthcare entirely, the international situation is far more nuanced than your comment implies. For example, I lived in Spain, where most people use the highly functional public health system but there is a parallel private healthcare industry that is also very effective (and still reasonably priced, compared to private healthcare in the US).
- ThomPete 9y agoYes private healthcare systems of course they exist in other countries. But the article is as far as I understand it about something else. It's about a layer on top of the already existing private healthcare system in the US.
- mtalantikite 9y agoMany countries have parallel private medical care. The egregious thing is that the US doesn't even have an affordable public option for the rest of the population.
- ThomPete 9y agoCompletely agree. I didn't mean to say only the US has private healthcare. I was reading the article as an extra layer on top of the already existing private healthcare with even better access than ex my Aethna all access bla bla thing.
- ezequiel-garzon 9y ago
- hamstercat 9y agoSome countries with public health care disallows private medicine practice. Where I live health care is neither the worst nor the best in the world. If you're dying then you'll be taken cared of with low out of pocket expenses (mostly drugs). On the other hand if what you have isn't life-or-death, it can take months or years before it'll be taken of. More recently, they started allowing private practice but there are rules for how much time a doctor can work vs in the public system. Tbh I'm not sure I how stand on it, it's a complex problem with many variables. The only thing I'm sure of is your wealth shouldn't affect your chance of living or dying, and for that we're better off with a public system. Should a private system also exist in parallel? Time will tell I guess.
- JumpCrisscross 9y ago> Some countries with public health care disallows private medicine practice These countries help underwrite the thriving medical tourism markets in places like Thailand and India.
- Swizec 9y agoAs far as I know, most of Europe has effective public healthcare. And those same doctors have a parallel private practice which gives you the same treatment but faster. For a pittance. For example. To see a dentist in Slovenia there is a 6 month waiting list. But if you pay 20eur, you go to their private practice and see them in 2 weeks. Optometrists are a several month as well. But you can go private, see them in 1 week, and they waive the fee if you buy glasses from them. Bigger procedures get a little more expensive and there are things that don't exist in private (surgery can never be private because the country only has N surgery rooms and they are booked up with public stuff), but in general it's the same doctors and the same service in private and public health care. Private lessens your waiting times and the doctor is a bit nicer to you. Now that I'm in the US I'm essentially terrified of needing a doctor even with insurance because of the crazy copay and deductible and in-network out-network system. Been here 3 years, never needed a doctor thank god.
- michaelmrose 9y agoI wonder to what degree the waits in Slovenia are exacerbated by the people that pay to jump the queue. If you only have one pool of doctors to draw from then those who are seem faster by paying are slowing down the remainder. If its a small enough difference that a significant portion pay the slow down could be substantial.
- Swizec 9y agoProbably a huge effect. I'm sure all doctors with their own practices also make sure to only work the legal minimum of public hours.
- pfarnsworth 9y agoNot in Canada. In Canada, this would be illegal.
- icelancer 9y agoErr... definitely not. Shouldice Hospital is one such example.
- pfarnsworth 9y agoOHIP covers Shouldice Hospital. There are no private hospitals in Canada, that is strictly illegal.
- pyrophane 9y agoMy concern is that this sort of approach to medicine is going to result is the "top specialist" tier of doctors spending more time treating complaints that don't really require their particular level of expertise. You probably don't need to see the world's best cardiologist if you just have high blood pressure, but if you are paying 40k a year for a concierge medical service they might feel that the need to get you in front of him or her in order to justify their fee. Otherwise what are you paying for? Consequently this amazing heart doctor spends an hour telling you to eat better and exercise rather than evaluating someone's complicated and life threatening condition.
- Deregibus 9y agoIn theory though, the market should address that right? e.g. a version of this that's $10k a year but can handle 10x the volume because you triage patients with competent nurses and PAs and save the expert's time for the cases where they can actually make a difference.
- rev_bird 9y agoStarting to sound an awful lot like the U.S. health care system...
- Deregibus 9y agoYeah, I had the same thoughts when I was writing that. The key difference is that the current system is so convoluted that there is almost no meaningful market for consumers on the actual care side of things.
- deleted 9y ago[deleted]
- galago 9y agoA normal market would partially address this by adding doctors. In the USA, new medical schools have to be approved by the AMA.
- sbierwagen 9y agoI like how the article says Private Medical "does not advertise", then immediately follows that with some glossy, staged press shots. They don't advertise, except for the advertisement they just ran in the New York Times.
- atemerev 9y agoThe NYT, with advertisement slogans like "Truth. It has no alternatives." (When I first saw it, I had to double-check whether I am reading some English translation of one of the "Pravda" issues in the USSR -- no, it was still NYT), -- well, despite such bold claims, they often act as the principal venue for top-level PR firms. Increasingly so in the last few years -- I understand that newspaper business is in deep trouble, and I understand their envy to Facebook and Twitter, but this sounds just a teeny tiny bit unethical to me.
- hn_throwaway_99 9y agoI think a fair question is whether all that additional expense results in better outcomes. I certainly understand the experience is better for patients, and there is little or no wait time, but is there evidence that health outcomes are actually better? I wonder if it's like the difference between taking coach vs. a private jet. The private jet is more convenient and comfortable, but safety ratings are considerably better on major airlines.
- HarryHirsch 9y agoI wonder if it's like the difference between taking coach vs. a private jet. The private jet is more convenient and comfortable, but safety ratings are considerably better on major airlines. That's probably what it is, accidents are more likely in general aviation but still rare, however if you must fly commercial you get to face the TSA perverts every single time you go through security.
- sologoub 9y agoI think another way to look at this is minimizing risk/resulting guilt. The broken leg example seems to support that - the father is paying for the best possible care for his son, even if the outcome is the same (leg heals properly) as the ER doctor, the father has obsolved himself of the risk that he didn't do enough and allowed the leg not to heal properly. In other words, the (I'm guessing) relatively slim chance there is a complication with the broken leg is not worth it to the wealthy father to take.
- hn_throwaway_99 9y ago> In other words, the (I'm guessing) relatively slim chance there is a complication with the broken leg is not worth it to the wealthy father to take. In medicine, though, there have been a lot of recent studies recently that have shown that too much care can be harmful (especially in the orthopedic realm). Sometimes the best thing to do really is nothing, but when you're paying 40k a year, my guess is you, and more importantly your doctors, would rarely take that point of view.
- atemerev 9y ago
- bmmayer1 9y agoIt's unclear what the point of this article is supposed to be other than to stoke outrage at the 1% who get premium treatment while the rest of us proles suffer 'normal' healthcare. It's almost as if all of a sudden having money buys you nicer things, as it always has for all of history, including in the healthcare systems of every other nation. In developing countries like China, Russia, India, Saudi Arabia, there are entire parallel healthcare systems for the wealthy and connected to get high quality care and when such care isn't available, they travel to richer countries or hospitals that cater to foreigners in Bangkok, Seoul, Cleveland, Medellin, and any number of medical tourism destinations that have popped up. I've been to several of these hospitals and they are nice. In Seoul, at the Samsung Medical Center, hospital rooms for foreigners have one bed each, as opposed to four beds each for Korean nationals. Why? Koreans are paying less via subsidies and rich foreigners with weaker currencies are paying full fare. In universal healthcare countries with market economies like the UK and Canada, private clinics are the only way patients with money who want to avoid the limitations imposed by rationed care can get access. In Canada, instead of waiting an average 9.5 months(!) to replace a painful knee, you can go to Duval Orthopedic Clinic in Montreal to get a knee replacement for under $14,000 USD (compared to $49,000 in the US). In Hungary--this is a fun one--you can go to a terrible state doctor for free or pony up $50 US for a private doctor. Most Hungarians who can afford it pay the cash, because they know they will get the quality for it. Even in the so-called universal medical system of Cuba, the political elite and their relatives have their own private hospital, whereas the rest of the population suffer substandard equipment, years-long wait lists, lack of medication and outdated facilities, and worst of all, doctors who spend half their time working side jobs as taxi drivers to pay the bills. The point is, markets will always step in to fill needs that aren't being met by state-run care--it's as predictable as the sun coming up. Often, the gap between rich and poor is worse in systems that try to do the most to eliminate it--Cuba being a prime example. What I found most interesting about this article--most likely unintentionally-was the hypocrisy of the Bay Area, the liberal mecca of the country, that would vote for universal healthcare in a landslide, also being the main drivers of demand in premium private service, widening the gap between the rich and the poor such a healthcare policy is bound to exasperate.
- k__ 9y agoIsn't the point. If you think all that extra money rich people habe is deserved, things are okay. But many people think this is not the case. And if it's not the case it's important to show the world what you get for (undeserverd) extras for that money, like a longer and healthier life, for example.
- paulddraper 9y agoAnd? You can always get better faster service if you pay more. Disney World, health care, cars, political favors, nutrition, hospice, climbing Everest, prosthetics, cleaning staff, coaches, going to outer space, etc. I wouldn't expect Health Care for the proletariat to be somehow different from the rest of our brief mortal existence. Somehow, it has seemed recently to gain a special status all to itself. --- "Wish not so much to live long as to live well." - Benjamin Franklin
- backtoyoujim 9y agoYou are equating health care with going to Disney World ?
- fsckin 9y agoPay more and cut the line all day long, access to exclusive restaurants, private meet and greets with characters, etc.
- RamshackleJ 9y ago"You can always get better faster service if you pay more." - Just because that's how things are now doesn't mean its ideal or the only way. Benjamin Franklin while an unrepentant capitalist, tempered that with protestant values and a sense of civic duty. Allowing money to control how critical social functions work: elections, medicine, education directly undermines them. Maybe you could pick one of those things from your list and try to find ways to make it better both for the individual and the common good.
- watertorock 9y agoAs usual the elite can afford the best and will get it.
- deleted 9y ago[deleted]
- dsr_ 9y agoThis is the sort of thing that ends up with rich people swinging from lamp posts. Not the fact that you can hire a private doctor. Taking one doctor out of circulation, more or less, doesn't enrage people. No, the offensive thing is that John Battelle's kid's broken leg is too important to be seen by a mere ER doctor, and instead the very senior orthopedics doctor is summoned away from dealing with serious problems to deal with a broken leg. How does the head of orthopedics live with himself? I'm sure he comforts himself with money. Battelle made his money by doing things, and hardly anyone begrudges him that. But his son now knows that his broken leg is more important than some grandmother's shattered hip, and is likely to keep that attitude as he rises to adulthood.
- ice109 9y ago>This is the sort of thing that ends up with rich people swinging from lamp posts. i don't understand why smart-ish people keep repeating this. there will never be another revolution in a first-world (western) nation. it's just not happening.
- djohnston 9y agowhy do you think so? i don't have strong convictions either way, but i don't think i'd count it out as an impossibility.
- icelancer 9y agoA lot of reasons, but one solid one is that there is a pretty strong anti-pattern in that the ones that desire wealth redistribution the most are the most likely to support gun control and/or the banning of private ownership of weapons.
- atemerev 9y agoWealth inequality is not the only reason for revolutions. There are also dictatorships, human rights abuse, corruption, disregard of laws for the elite, and other fine things that might warrant the direct action.
- jbandela1 9y agoWhat is interesting is that anecdotally in my experience and those I talked to the VIP patients in VIP rooms tend to have worse outcomes. It may be because there is a tendency for VIP to demand that something be done and it not be uncomfortable. So they may go through more tests and procedures for every little complaint and maybe get more pain meds which ends up contributing to worse outcomes. In addition, the doctor may be reluctant to say "no". For the ultimate example of this, see Michael Jackson. Finally, teaching hospitals provide some of the best care in the country. So because of that, a VIP may go there. However, many of them don't want to be seen by residents and medical students and residents. They want to be seen by the famous department chair. Well, in many cases the department chair may be good at research and politics and fundraising, but may not be the best actual doctor. In addition, they may be years removed from actual day to day patient management, relying on the residents to manage the details. You can imagine how things can go wrong.
- dr_ 9y agoI don't personally have a problem with people paying extra to receive what they perceive to better care. But I think if you look at outcomes, I doubt you will find that they have received better care by paying the extra 40k or whatever it is a year. It's great that the kid in the story was able to be seen by a established orthopedist in a city hospital - but most general orthopedists know how to set a kids leg, and I doubt the outcome would have been much different if they had gone to the originally intended ER. It's certainly a good gig for the family practitioner, but I think the following quote at the end of the article: "“The traditional model of having a good internist is dying,” said Mr. Traina, a scion of a prominent family here that arrived with the California Gold Rush. will apply to the concierge doc in the longer run as well. If you are reasonably healthy, checking your blood work once a year and your blood pressure every so often, you don't have much need for a family doc. If catastrophe strikes, then you will probably need a specialist - and if you're willing to spend the money, it's best to save it for these times - yes your cash will get you in as easily as a concierge doctor can - rather than dishing out 40k annually. I recently chose a medical clinic that's part of a university system for my own healthcare, as opposed to a family doc who charges $1400 for an initial exam and $400 for follow ups. Do they spend as much time with me? No, I'm in quick and out quick. I get my shots and blood work and I'm out the door. Since I'm pretty healthy, that's the way I want it.
- atemerev 9y agoIt is the most rational model. Unfortunately, like mentioned in other threads here, fully private, cash-to-hands medical practice is prohibited in many countries. I have to travel to Spain for my medical tourism needs. However, it is mighty inconvenient.
- brightball 9y agoMDVIP. Pay an annual fee in exchange for the doctor keeping a reduced patient load. It's reasonably affordable without being velvet rope wealthy and gives you a much more streamlined care experience.