I'm not sure if my original post just wasn't clear enough or something. Retirement is great, my point was about non-retirement money. Building capital for a bu

I'm not sure if my original post just wasn't clear enough or something. Retirement is great, my point was about non-retirement money. Building capital for a business is exactly the kind of medium-term goal I was referring to, where you wouldn't want it getting spoiled by a market crash at the wrong time.