So taking the numbers at face value, we should be able to calculate the max acceptable cost you should be willing to incur to get those stock options. If you ge

So taking the numbers at face value, we should be able to calculate the max acceptable cost you should be willing to incur to get those stock options. If you get, e.g. a 20% chance at a payout of 500 000 USD, not allowing for interest you might earn if applicable, or opportunity cost, whatever you need to do to get the options should not be worth more than 100 000 usd. Reality is probably a little fuzzier than that, though.