401k - I agree US equities look overpriced (because of other reasons, mainly interest rates). >I don't think you can say it's "near worthless" to keep your val

401k - I agree US equities look overpriced (because of other reasons, mainly interest rates). >I don't think you can say it's "near worthless" to keep your value in an appreciating medium rather than a depreciating one.. I'm not sure it's useful to group all cryptocurrencies together as a single medium. You should look at them individually and make your own projections. The current valuation the market is giving to 98% of coins, IMHO isn't based on anything except uneducated speculation - there is no utility function or current/potential revenue that reflects the valuation of most coins. If/when there is a correction I don't know - people might just leave their money in for a long time.