At a societal level, I'd prefer that companies didn't act irrationally. (I don't believe in justice per se.) But at an individual level, you have to play the

At a societal level, I'd prefer that companies didn't act irrationally. (I don't believe in justice per se.) But at an individual level, you have to play the cards you are dealt. There is a huge amount of noise in the system, but play them as well as you can.