Yeah, but that only works for a chronic issue that doesn't put you out of work. HDHPs are still on an annual deductible after all. I know I have a bit of a bi

Yeah, but that only works for a chronic issue that doesn't put you out of work. HDHPs are still on an annual deductible after all. I know I have a bit of a bias since it's my industry, but make sure to carry long term disability insurance if at all possible. Getting sick in this country is complicated when you really dig into it.