IMO: Not only lectures but especially study programs are very inefficient (time, money, effort) and demotivating. Except reading and writing, no skill and knowl

IMO: Not only lectures but especially study programs are very inefficient (time, money, effort) and demotivating. Except reading and writing, no skill and knowledge should be taught in advance. I should be able to acquire skills and knowledge and task specific certification whenever I want it or need it with the least amout of time, money and effort. For a doctor, I see no problem to recognize was is beyond one's expertise and call another doctor for help.