I recently did this exercise, and the prices were much higher than they were 5 years ago when I was last self-employed. Searching for family-level marketplace p

I recently did this exercise, and the prices were much higher than they were 5 years ago when I was last self-employed. Searching for family-level marketplace plans. Marketplace plans are very expensive and they are the only plans that carry the features of the ACA, e.g., coverage for pre-existing conditions. You can buy non-marketplace plans for much cheaper (about $600/mo for a family plan, in my case, which is more aligned with what I used to pay), but they will not have the features Obamacare mandates. This is a good option if you don't already have pre-existing conditions. You can also check into freelance co-ops, which sort of function like a union, in that they negotiate group insurance plans, etc., on behalf of their members, providing more of the benefits of a traditional employment situation. I just started looking into these again too, so I don't know who is good for this right now. To be honest it's worth pricing out whether expatriating to not-America is more cost effective than buying health insurance here.