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What happens when you get diagnosed with a chronic health issue? The unexpected large expense of initial diagnosis and treatment might be covered but then your
by covercash 9y ago
What happens when you get diagnosed with a chronic health issue? The unexpected large expense of initial diagnosis and treatment might be covered but then your budgeted healthcare costs will barely make a dent in long term treatment. How do you cover a $15k monthly infusion? Or a $4k monthly pharmacy bill?
- awinder 9y agoWith the high deductible plan setting a ceiling on their health care costs, presumably. I'm not a fan personally but some people do a savings account to cover incidentals / the deductible portion.
- SmellTheGlove 9y agoYeah, but that only works for a chronic issue that doesn't put you out of work. HDHPs are still on an annual deductible after all. I know I have a bit of a bias since it's my industry, but make sure to carry long term disability insurance if at all possible. Getting sick in this country is complicated when you really dig into it.