This is de-facto the case with almost any fiat online payment. It is rare for a bank/card issuer to rule against a consumer in a dispute. No one should start a

This is de-facto the case with almost any fiat online payment. It is rare for a bank/card issuer to rule against a consumer in a dispute. No one should start a business believing they'll be able to successfully challenge more than the tiny number of flagrantly and obnoxiously fraudulent chargebacks.