The current Crypto-currencies (why not just say bitcoin!) benefit early adopters, people in unstable economies, speculators and criminals. I suspect the biggest

The current Crypto-currencies (why not just say bitcoin!) benefit early adopters, people in unstable economies, speculators and criminals. I suspect the biggest by far at the moment is Speculators. I dont see any reason for the average Joe to buy them and like anything with speculation involved dont put all your savings into it unless your happy to get burnt.