You are right, I meant ACA. I actually have whats called "short term insurance". It's only allowed for 6 months, but because of that and because it can set pri

You are right, I meant ACA. I actually have whats called "short term insurance". It's only allowed for 6 months, but because of that and because it can set pricing based on pre-existing conditions I get roughly the same benefits of the $1800 ACA package for only $200 a month. The negative is I have to reapply every 6 months, so there if I get gallstones or my toe torn off, it's fine unless it falls right on the end of the 6 months. Since all of these policies have $5K deductibles per person, and $10k per family, I"m paying for most of those situations out of pocket anyways. The benefit of the insurance is for really serous expensive problems, which will tend to last until I can get ACA. And that the insurance company will knock down the hospital bill to what they deem acceptable, saving me lots of money there.