That's all great in theory, but if I were you, I would not rely on that plan to save you. When it comes to insurance companies, you are at their mercy. This i

That's all great in theory, but if I were you, I would not rely on that plan to save you. When it comes to insurance companies, you are at their mercy. This is experience talking here, do with it as you will. Nothing will bankrupt you faster than not having insurance coverage when you most need it.