Agree 100%. I derived my formula just to match what you would make in a salaried job, and there are other pieces to factor in as well that I left out for simpli

Agree 100%. I derived my formula just to match what you would make in a salaried job, and there are other pieces to factor in as well that I left out for simplicity. For it to make sense you need to figure out how much more you want to make for it to be worth it as a career. If you are just starting out as a freelancer though, you might be ok with just matching salaried for your first year clients.