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The salaries job figures do not include medical insurance and unemployement insurance, which is paid directly by the employer and normally a value in the range

The salaries job figures do not include medical insurance and unemployement insurance, which is paid directly by the employer and normally a value in the range on 10-15K. Not sure why these costs are sort of concealed to employees n Spain and disclosed as gross salary in other cointries. Perhaps Spanish Government wants to give the sense they are doing a lot for people in terms of Healthcare and unemployement without them knowing where the money really comes from and overall how much money they are paying for these benefits.

zerr 9y ago
But from those 20K-45K you also pay income tax 30% (or 40%?), right? As for healthcare, at least in Barcelona, if it is not really urgent, you have to wait a month to actually gat that free visit to a doctor. Because of this, people go to paid/private doctor anyway.
- antaviana 9y ago
  At 20K you still need to pay around 10-15% of average income tax. At 40K probaby average income is around 20%. Not to be confused with marginal income tax, which is higher (probably around 25% and 30% respectively).
- antaviana 9y ago
  For seeing your dermatologist, private is a lot more convenient and quick to get rid of that itch. If you have cancer or a serious disease, you go to the public one, even if you pay private. Not because of costs, but because there are better doctors in public than there are in private (strange but true).
  - pvaldes 9y ago
    In fact can be even the same doctors, but the public healthcare system has more money and better resources: better machines, more complete operating theaters, more blood bags available, more physicians... (you need two surgeons at least present by law in case one gets suddenly ill for example, so insurance companies hire senior physicians from the public system all the time for filling the quota) The main goal of private companies is earning money, so they will try to cut costs. If a patient gets worse or the operation finds a problem or do not went as expected the patient will be quickly derived to the nearest public hospital (the insurance will be billed later for this).

zerr 9y ago

But from those 20K-45K you also pay income tax 30% (or 40%?), right? As for healthcare, at least in Barcelona, if it is not really urgent, you have to wait a month to actually gat that free visit to a doctor. Because of this, people go to paid/private doctor anyway.

antaviana 9y ago
At 20K you still need to pay around 10-15% of average income tax. At 40K probaby average income is around 20%. Not to be confused with marginal income tax, which is higher (probably around 25% and 30% respectively).
antaviana 9y ago
For seeing your dermatologist, private is a lot more convenient and quick to get rid of that itch. If you have cancer or a serious disease, you go to the public one, even if you pay private. Not because of costs, but because there are better doctors in public than there are in private (strange but true).
- pvaldes 9y ago
  In fact can be even the same doctors, but the public healthcare system has more money and better resources: better machines, more complete operating theaters, more blood bags available, more physicians... (you need two surgeons at least present by law in case one gets suddenly ill for example, so insurance companies hire senior physicians from the public system all the time for filling the quota) The main goal of private companies is earning money, so they will try to cut costs. If a patient gets worse or the operation finds a problem or do not went as expected the patient will be quickly derived to the nearest public hospital (the insurance will be billed later for this).