I don't see why rich people are in this discussion. Certainly, should there be a collapse of classic finance, they would move away and just be as rich. This is

I don't see why rich people are in this discussion. Certainly, should there be a collapse of classic finance, they would move away and just be as rich. This is hardly relevant anyway, because it's not rich people who drive classic finance, it's banks. And banks are major actors because ... they have all the money of the world at their disposal. Should people be angry at banks and move their money from them (let's see... what recent financial innovation could allow people to withdraw their money from banks?), banks would be powerless. By the way, your overconfidence is typical of end of 3rd wave.