So part of the reason we are in this situation and the costs have skyrocketed is because the government got involved in loaning money for school. We follow that

So part of the reason we are in this situation and the costs have skyrocketed is because the government got involved in loaning money for school. We follow that up by getting the government involved in loan collections and obviously they've screwed that up entirely. So your suggestion is to now have the government get involved in paying for the college altogether, and then expect that NOT to go wrong in any way?