that's still a loss leader... And it's opportunity cost we're looking at here. It may only cost them a small amount to provide the resources (although that ign

that's still a loss leader... And it's opportunity cost we're looking at here. It may only cost them a small amount to provide the resources (although that ignores the cost of developing/maintaining the services) but if they provide $300 of credit to one party that's resources they're not selling for $300 to someone else.