See, you've obviously put significant thought into this, even to the point of building a model. Most people I know, they buy a place because they need a place t

See, you've obviously put significant thought into this, even to the point of building a model. Most people I know, they buy a place because they need a place to live. They also tell themselves that buying a place is a great way to grow your capital. They may be right, but when asked "where are you going to live, once you've sold?" most people I know have terrible answers. Most people I know answer "I'll just buy a new place." The reality is that most people I know would rather rent – it's easier and in many cases even cheaper here. But the problem is that here is Stockholm, and Stockholm has a highly dysfunctional rental market where it's practically impossible for anyone to just come on to the market and find a place to rent within a week or two. You're more or less forced into buying a place if you're going to stick around. People that stick around for a couple of weeks, maybe a month, are going to be fine – plenty of hotels and such make it easy to stay. But if you're staying for more than a month, but probably less than say three years – you're more or less SOL. There's a sort of secondary (and even tertiary, believe it or not) rental market, but you'll probably be moving around every few months whether you like it or not. I can't help but think the chips are stacked against those who just need a place to live for a while, here in Stockholm at least.