Yes, banks and lenders played a big role by offering up and then selling terrible loans. But they never forced anyone to buy overvalued houses. Part of reason

Yes, banks and lenders played a big role by offering up and then selling terrible loans. But they never forced anyone to buy overvalued houses. Part of reason why people were compelled to buy houses during the bubble was the "flipper" mentality and thinking that buying a house was a great investment with no risk. I believe that is what the author is talking about.