Community College in the USA is so subsidized it costs maybe 1k a year to attend and they are strategically placed so 95% of the population can live at home and

Community College in the USA is so subsidized it costs maybe 1k a year to attend and they are strategically placed so 95% of the population can live at home and commute. Your expenses in the first 2 years where the content is exactly the same as a 4 year will be 0 living at home and if you do tutoring or a small part time job with all the free time you'll save a bit. Finish all your GEs, figure out what you want to do and go to a state college where In CA, 95% of the population can commute to again and tuition is 8-10k a year. Pick a good major you like AND can make ROI, get a summer internship and it is 100% possible to graduate with less than 10k in debt. Instead, predatory colleges raise prices of room & board, add random extra charges, add useless admin, spend recklessly(see UC extravagant spending scandal) because of cost disease, poor understanding of personal finance and govt backed loans people keep going regardless of cost.